LeapFinteQ

How does LEAP works?

LEAP FinteQ focuses in 4 key areas of financial portfolio planning, which is healthy (secured) Loan for effective leveraging, Equity to build positive cash flow and cash reserve, Asset (property) to build overall Portfolio, income and net worth.

LEAP FinteQ provides cutting edge strategic loan optimization solution, whereby client’s loan portfolio is strategically optimized to achieve desired positive equity, asset and net worth.

Team LEAP
LEAP team comprises of professional Loan, Mortgage Advisors and Strategic Planners from our selected merchants, whom will assist client to draft loan proposal, maximize client loan eligibility, optimize overall portfolio and help to achieve desired financial objectives.

Strategic Planning 1- Convert Bad Debt to Asset Loan (with high unsecured debts)
Focus Income Group A - Above average B40 (RM3000 – RM 5000)
Focus Income Group B - Lower M40 (RM 5001 – RM RM7000)

Most B40 & M40 clients have high unsecured loan and 1 or Zero asset (property). We assist clients to convert unsecured debts to asset loan. Client is now able to zerorise unsecured debt, enjoy monthly positive cash flow and add new Asset to portfolio, Increase equity in cash savings and increase overall personal net worth.

Strategic Planning 2- Build Net Worth
Focus Income Group C - Mid M40 (RM 7001 – RM 15000)
Focus Income Group D - T20 (RM 15001 and Above)

We offer exclusive strategic financial planning by simply assisting client to optimize and scale-up portfolio by increasing asset (property portfolio), increase cash and equity savings thus boosting Net Worth.

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Who are LEAP Client’s

Unsecured Loan

Client with multiple loans, facing high debt repayments or settlement.

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High Bad Debt vs Asset Debt

Client with degenerating high interest loans, negative cash flow and zero savings or asset.

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Loan Rejected Poor Loan Eligibility

Loan application rejected due to unfavourable credit history or record (SAA & AKPK)

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Build Property & Asset Portfolio

Client seeking to add asset class e.i property, equity and cash to portfolio by converting bad debt (unsecured) to good debt (secured)

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Net Worth
Builder

Client seeking to optimize Personal Net Worth & Equity via property ownership, positive cash flow, rental income, capital growth (CAGR), cash reserve & dividend income.

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our features

Optimize

Re-Strategize

Quantum LEAP

REGISTER NOW

Client Register HERE and update details.

GENERATE CTOS

RM 20 will be charged per CTOS report. Please LOGIN and sign to authorise CTOS consent. We will advise if RAMCI report is further required for case evaluation.

SUBMIT INCOME DOCUMENT

Please login to upload income document. Client loan profile and income documents will be reviewed by LEAP FinteQ advisory team.

LOAN PROPOSAL READY

Upon studying client profile, a customised proposal will be shared on existing, loan settlement, strategic loan planning, property proposal and equity plan.

SETTLEMENT LETTER

To facilitate client existing loan settlement, client(s) will be requested to provide settlement letter from relevant banks, AKPK, or trade referee.

LOAN SUBMISSION LOAN APPROVAL

Congratulations!
Let’s build greater wealth with LEAP.

Convert bad debt (unsecured loan) to Good debt (Asset Loan Property)

Pay to Credit Card / Personal Loan = Annual Cash Leakage RM35000

Pay to Property Loan = Annual Equity / Cash Savings12 months

pay/mo Interest

Total to repay

LEAP FinteQ

Services

Loan Optimization & Strategic Planning

Convert Bad Debt

(Non- Asset Class)

Credit Card
Personal Loan
Home Loan balance outstanding exceed loan amount
Money Lending
Angkasa Loan
Koperasi Loan
Staff Loan
Student Loan
Hire Purchase
Pawn Broking / Pajak Gadai

To Asset Loan

(Asset Class)

Build Property

For Own Stay
For Investment

Build Positive Cash Flow

Cash Reserve
Equity Savings

Mortgage Loan

Single Applicant
will be processed under normal case guideline which meets all loan application criteria.

Joint Applicant
recommended for

Low Income
Dual Unsecured loan consolidation

Joint Applicant Combination

Spouse
Siblings
Parent Child (Age above 21 yo)

Quantum LEAP Net Worth!

Manageable Loan
Positive Leverage on Interest Rate
Positive Cash Flow
Property Portfolio
*New Home Ownership
*Investment Property
Passive Income thru Rent
Capital Gain in Property
Build Cash & Equity
Dividend Income

Capital Appreciation

Sustainable Cash Holding Power
Healthy Cash Reserve

A smarter loan

Let’s work towards Positive Cash Flow

LEAP FinteQ strategically plan's Positive Cash Flow for Client
	Cost of Loan % (Bank Product)					Capital Appreciation % (Bank Products)				(- / +)
Salary	Unsecured Loan (-) (Non-Asset Class)				Secured Loan (-) (Asset Class)	Other Structured Income (Asset Class)				Net Worth Builder
Annual Income RM10,000 x 12 months	Hire Purchase p.a	Personal Loan p.a	Credit Card p.a	Money Lender mth /p.a	Home Loan Refinance p.a	Bank - Savings ac - Current ac - Fixed Deposit	Unit Trust - Cash Deposit - Bond	Unit Trust - Equity (dividend + Capital Growth)	Stocks	Cash Flow
RM 120,000	2.5% - 6%	3.99 - 18%	9% -18%	8 -10%	2.9% - 5.5%	- 0.1% - 0.1 - 0.2% - 1.1% - 1.8%	- 1.1% - 3% - 2.8% - 6%	2% - 9% + 2% - 15%	Subjective to Personal Investment Objectives	What is Your Net Cash Flow? - Negative - Positive
Net Income	Net Cash Out Flow (-)					Net Cash Inflow (+)				Cash Flow & Net Worth
	- Compounding Interest on Loan - Effective Interest Rate					- Compounding Interest Rate on Cash Growth - Net Worth Growth
*Let’s Get Cash Flow Fundamentals Right!*

Does your monthly loan commitment
Exceed more than 40% of your Income!

How POWERFUL is your Pay Slip?

Payslip and other full income document provided with LEAP loan optimization gets you
- Higher Loan Eligibility
- DESIRED LOAN SIZE!

Thus Income Document is Important

Which CREDIT Facility?

Wide range of credit facility is available but what is BEST FOR YOU?

Plan Well
We wish client will redirect focus on Effective Loan Interest Rates and Asset Class Loan facility!

Why SECURED Loan?

Secured Loan = Good Debt
It is a Healthy Leveraging Tool.

Low interest secured loan product when tied to appreciating value or income generating asset derives Positive Cash Flow and Net Worth.

When is the BEST Time to Optimize Financial Portfolio?

Now is a Good Time! Let us REVIEW Your Profile

Towards Healthy Net Worth!

LEAP FinteQ

Vision

Let’s work towards positive personal financial portfolio and Net Worth with LEAP!

Let’s Explore

Mortgage
Refinance
Consolidate
Cash Out
Rebate
Optimize Loan
Cash Flow
Equity
Portfolio
Net Worth

LEAP Consultants has more than 50 Years of combined experience in the field of

Banking
Mortgage
Credit Card
Property
Financial Planning
Unit Trust

Join Us as Merchant

We are seeking Below Market Value Property to match our pre-approved Client.

Property Developer
Direct Property Owner
Real Estate Agent

Below Market Value Property Listing
Coming Soon !

Join Us as Affiliate

Share Link > Refer > Earn

Property Agent
Mortgage Officer
Debt Collection Company
Financial Planner
Ex Banker
Gig Business
Affiliate Marketers
Net Worker
Work From Online (WFO) Anyone looking to Earn Extra Income

Let’s Review Your Portfolio

Today for Pre Approval

FREE review and loan proposal for pre-approved Clients

Apply Right Now

Merchant and Affiliate Network System – HECTOCENTH.COM

Merchant
Register Now

Let’s create Lean Business and Sustainable Income.

Are you looking for an Online Marketing System for your business to go viral organically? Join as Merchant HERE

Gig Business is the way moving forward, If you are seeking to Earn Extra Passive Income, join us as Affiliate and promote our merchant services and products for lucrative income from the comfort of your phone. Just share your Affiliate Link.

HECTOCENTH.COM is an affiliate partner of LEAP FinteQ.com. Hectocenth.com offers scalable MERCHANT & Affiliate Network System which suits any business size. Register NOW

Affiliate
Register Now

HECTOCENTH.com

Local
Regional
Global
Networking

Who are LEAP Client’s

our features

Optimize

Re-Strategize

Quantum LEAP

Convert bad debt (unsecured loan) to Good debt (Asset Loan Property)

LEAP FinteQ

Services

Convert Bad Debt

To Asset Loan

Mortgage Loan

Quantum LEAP Net Worth!

A smarter loan

Let’s work towards Positive Cash Flow

Does your monthly loan commitmentExceed more than 40% of your Income!

How POWERFUL is your Pay Slip?

Which CREDIT Facility?

Why SECURED Loan?

When is the BEST Time to Optimize Financial Portfolio?

LEAP FinteQ

Vision

Let’s Explore

LEAP Consultants has more than 50 Years of combined experience in the field of

Let’s Review Your Portfolio

Today for Pre Approval

FREE review and loan proposal for pre-approved Clients

Merchant and Affiliate Network System – HECTOCENTH.COM

Does your monthly loan commitment
Exceed more than 40% of your Income!